"Recovering economy and growing consumer confidence positively affect growth in the personal loan business. Both incumbents and disruptive startups are trying to take advantage of the expanding size of the lending market.

The peer to peer loans sector is still relatively small in comparison to traditional brick and mortar lenders. Its growth has been fueled by a growing penetration of smartphones and internet-connected tablets and overall expansion in the mobile devices sector.

Going through a peer to peer lending route might be a good choice for people who couldn’t get a loan..."

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